Life insurance protects your financial security and that of your business by providing a tax-free payment to your beneficiaries. Owners opt for this product when they want to ensure continuity for their business or protect the value of a key employee.

Critical illness insurance provides for a lump sum payment that allows you to deal with a critical illness in the way that you feel is most appropriate:

• By reducing your debts and other financial worries while you are being treated.

• By allowing you to get help at home for you and your family.

• By granting you access to new treatments and medications that are not covered by private or public health insurance plans.

Group insurance is underwritten by the employer for the benefit of its employees and their assigns. The group insurance contract may cover all salaried employees or only a class of employees in the company. The account is opened, not individually, but for a group of people.

Life insurance protects your financial security and that of your business by providing a tax-free payment to your beneficiaries. Owners opt for this product when they want to ensure continuity for their business or protect the value of a key employee.

Critical illness insurance provides for a lump sum payment that allows you to deal with a critical illness in the way that you feel is most appropriate:

• By reducing your debts and other financial worries while you are being treated.

• By allowing you to get help at home for you and your family.

• By granting you access to new treatments and medications that are not covered by private or public health insurance plans.

Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn income. A disability may have several causes, including an injury, a critical illness or a mental health problem. It can be short or long term.

Group insurance is underwritten by the employer for the benefit of its employees and their assigns. The group insurance contract may cover all salaried employees or only a class of employees in the company. The account is opened, not individually, but for a group of people.

Your business has been launched and you get sick. During your absence, will the company be able to ensure its profitability? If you had to find a replacement, would you have the financial ability to pay a second salary? Have you shared this risk with an insurer? Do not get us wrong: disability strikes 1 in 3 people in Canada.

Our Executive Protection Plans are tailored to mitigate the impact of a key person's loss on your business.

Your business is growing well, and you're looking for strategies to facilitate recruitment and retention of your employees. Why not offer them an indemnity plan, guaranteeing the replacement of their income in case of a disability?

Be a first-rate employer that prioritizes human capital within your company; review the benefits offered and protect your employees with a group insurance program that lives up to their expectations!

In Quebec, only one out of two entrepreneurs has a plan for management transfer. And should you die, would your partners be able to buy back your shares and carry on with the operations of the company? Have you thought of a strategy to get the cash needed to cover taxes on death? What does the shareholders’ agreement provides for these scenarios?

Use our expertise to review your insurance portfolio. You will be able to keep peace of mind if an unforeseen event occurs.